HB20
Log in to followAN ACT relating to coverage for reproductive health care.
Create a new section of Subtitle 17A of KRS Chapter 304 to require health benefit plans to provide coverage for in vitro fertilization, intrauterine insemination, and any other assisted reproductive technology; establish minimum requirements for the coverage; suspend the coverage requirement's application to qualified health plans if the state would be required to make cost defrayal payments; amend KRS 304.17A-099 to conform; amend KRS 164.2871 and 18A.225 to require self-insured employer plans provided by the…
Introduced: January 6, 2026
Last action: January 13, 2026
Plain-language summary
This bill would require health insurance plans in Kentucky to cover fertility treatments such as in vitro fertilization and intrauterine insemination, starting January 1, 2027. It sets minimum standards for that coverage and also applies the requirement to health plans offered to state employees and employees of public universities. There is a built-in pause on the requirement if it would trigger additional costs to the state through federal health insurance programs. Who it may affect: Kentuckians with employer-sponsored or private health insurance who seek fertility treatments, state government employees, and employees of public colleges and universities.
