Senate
Enacted
2026 Regular Session

SB195

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AN ACT relating to participants in the legal system.

Amend KRS 367.220 to require written notice from a consumer to a prospective defendant 60 days before initiating a civil action; require giving of notice to toll the statute of limitations; make failure to give notice result in dismissal of a filed claim without prejudice; amend KRS 189.125 to declare failure to wear a safety restraint or wear a restraint properly to be admissible as it may relate to fault only upon a showing that the failure was a substantial factor in any injury claimed; amend KRS 304.12-230 to limit the committing of unfair claims settlement practices to insurers; prohibit that a claim from being brought by a third-party claimant; require any assignment of a claim against an insurer to be void; create a new section of Subtitle 40 of KRS Chapter 304 to establish limitations on information and testimony regarding professional liability insurance in a civil action; amend KRS 364.130 to define terms; establish liability protections for a utility that removes timber of a property owner when done with permission or in good faith and establish damages for violations; create new sections of KRS Chapter 411 to define terms; require acceptance of a project by a contracting entity to create a rebuttable presumption of compliance with specifications and not to give rise to a finding of liability except under specified circumstances; establish requirements for the initiating pleading against a contracting entity or contractor and allow failure to comply to result in a dismissal of the action; establish requirements for a claim against a contractor by a noncontractual third party; create a new section of KRS Chapter 411 to establish prelitigation notice of a potential claim for medical malpractice or health care liability claims; establish method of providing required notice and the effect of compliance on the applicable statute of limitations; amend KRS 411.167 to require a written medical opinion before commencement of an action under the statute; establish an award of costs and fees upon a finding of noncompliance; amend KRS 411.182 to prohibit a claimant who is more than 50% responsible for the injury or damages claimed from being entitled to recovery; establish evidentiary basis for award of medical expenses; establish apportionment provisions for a nonparty or party entitled to immunity; amend KRS 413.140 to establish notice requirement prior to initiating cause of action for personal injury; amend KRS 422.317 to set costs associated with request for medical records; amend KRS 304.45-110 to conform; repeal KRS 304.12-220, relating to the definition of "person."

Civil ActionsCivil ProcedureConsumer ProtectionHighways, Streets, and BridgesInsurancePhysiciansPropertyRules Of Evidence

Introduced: February 12, 2026

Last action: April 12, 2026

Became Law Without Governor's Signature (Acts Ch. 97)
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Legislative History

Feb 12, 2026 · Senate
Introduced In Senate
Feb 12, 2026 · Senate
To Committee On Committees (S)
Mar 16, 2026 · Senate
To Judiciary (S)
Mar 16, 2026 · Senate
Taken From Judiciary (S) (clerical)
Mar 16, 2026 · Senate
1st Reading (clerical)
Mar 16, 2026 · Senate
Returned To Judiciary (S) (clerical)
Mar 17, 2026 · Senate
Taken From Judiciary (S) (clerical)
Mar 17, 2026 · Senate
2nd Reading (clerical)

Primary Sponsor

Portrait of Craig Richardson
Craig Richardson

Senator · Senate District 03

Primary sponsor
craig.richardson@kylegislature.gov
BallotpediaOfficial profile

Co-sponsors (5)

Portrait of Donald Douglas
Donald Douglas

Senator · Senate District 22

Co-sponsor
Donald.Douglas@kylegislature.gov
Portrait of Greg Elkins
Greg Elkins

Senator · Senate District 28

Co-sponsor
greg.elkins@kylegislature.gov
Portrait of Rick Girdler
Rick Girdler

Senator · Senate District 15

Co-sponsor
Rick.Girdler@kylegislature.gov
Portrait of Stephen Meredith
Stephen Meredith

Senator · Senate District 05

Co-sponsor
Stephen.Meredith@kylegislature.gov
Portrait of Gex Williams
Gex Williams

Senator · Senate District 20

Co-sponsor
gex.williams@kylegislature.gov

Roll calls

March 19, 2026

Senate: 3rd reading, passed 31-5 with Committee Substitute (1)

Yea: 31
Nay: 5
LegiScan roll call
March 26, 2026

House: 3rd reading, passed 66-25 with Committee Substitute (1), Floor Amendments (1) and (3) and Floor Amendment (2-title)

Yea: 66
Nay: 25
March 31, 2026

Senate: Passed 29-9

Yea: 29
Nay: 9