HB91
Log in to followAN ACT relating to health insurance coverage by out-of-state insurers.
Amend KRS 304.11-020 to exempt foreign insurers from compliance with the insurance code and insurance-specific taxes, assessments, surcharges, fees, and other charges imposed by the state or a local government for an individual or group health insurance policy, certificate, plan, or contract issued or delivered in this state if certain conditions are met; amend KRS 91A.080; create a new section of KRS Chapter 136 to conform.
Introduced: January 7, 2026
Last action: January 14, 2026
Plain-language summary
This bill would allow health insurance companies based outside of Kentucky to sell individual or group health insurance plans in the state without having to follow Kentucky's insurance rules or pay certain state and local taxes and fees, as long as specific conditions are met. This could change how some health insurance policies sold in Kentucky are regulated and priced. Who it may affect: Kentuckians who purchase individual or group health insurance plans, as well as insurance companies operating in the state.
Legislative History
Primary Sponsor
Co-sponsors (1)
