Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · February 25, 2026

To Banking & Insurance (H)

Introduced February 18, 2026

House

Adjourned Sine Die

2026 Regular Session

HB655

AN ACT relating to limited health service benefit plans.

Amend KRS 304.17C-085 to modify the definition of "covered services" to exclude services and materials for which reimbursement would be available but for the application of the enrollee's contractual limitation of an annual maximum benefit; prohibit contractual waivers; make technical amendments; direct that the Act applies to contracts issued or renewed on or after the effective date of the Act.

Local Mandate Contracts Insurance, Health Health Care Professionals

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This bill changes the rules for limited health service benefit plans, which are a type of restricted insurance coverage. It updates the definition of "covered services" so that once a person hits their yearly maximum benefit limit, remaining services are no longer counted as covered, and it bans contract terms that would waive these rules. The changes would apply to insurance contracts issued or renewed after the bill takes effect. Who it may affect: Kentuckians enrolled in limited health benefit plans and the insurers that offer those plans.

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