Introduced January 7, 2026
HB144
Log in to followAN ACT relating to motor vehicle titles.
Amend KRS 186A.295 to exclude the cost of parts and labor to make cosmetic repairs to a motor vehicle from the cost of repair calculation for the required surrender of the certificate of title for a motor vehicle or trailer that has been destroyed; require a motor vehicle that is exempt from title surrender to be issued a salvage title; amend KRS 186A.190 and 186A.520 to conform.
In effect since July 15, 2026
Acts from the 2026 Regular Session that don't carry an emergency clause or set their own effective date took effect 90 days after the session adjourned (Ky. Constitution § 55).
Plain-language summary
This law changes how Kentucky calculates whether a damaged vehicle must have its title surrendered as destroyed. Cosmetic repair costs, such as parts and labor for surface-level fixes, will no longer count toward that threshold. Vehicles that fall below the threshold and avoid title surrender will now be issued a salvage title instead. Who it may affect: vehicle owners with damaged cars, auto repair shops, insurers, and county clerks who process vehicle titles.
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Legislative History
Primary Sponsor
Thomas Huff
Representative · House District 049
Co-sponsors (9)
Emily Callaway
Representative · House District 037
Ryan Dotson
Representative · House District 073
Daniel Elliott
Representative · House District 054
Peyton Griffee
Representative · House District 026
Daniel Grossberg
Representative · House District 030
Mark Hart
Representative · House District 078
John Hodgson
Representative · House District 036
Tom Smith
Representative · House District 086
Nancy Tate
Representative · House District 027
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