HB149
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Create a new section of KRS Chapter 365 to define “prohibited advertisement” and “solicit”; prohibit a person from soliciting residential property owners with a prohibited advertisement, offering value in exchange for inspecting residential property owner's roof, offering value in exchange for making an insurance claim for damage to the residential property owner's roof, and providing an agreement authorizing repairs to a residential property owner's roof pursuant to a property insurance claim without providing a good-faith estimate of itemized and detailed cost of services.
Introduced: January 7, 2026
Last action: January 14, 2026
Plain-language summary
This bill would make certain sales and advertising tactics illegal when it comes to roof repair and insurance claims on homes. Specifically, it would ban contractors or others from offering gifts or other incentives to homeowners in exchange for letting them inspect a roof or file an insurance claim, and would require anyone seeking authorization to do roof repair work under an insurance claim to first provide a detailed, itemized cost estimate. Who it may affect: residential property owners, roofing contractors, and insurance claimants.
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