Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · January 13, 2026

To Banking & Insurance (H)

Introduced January 6, 2026

House

Adjourned Sine Die

2026 Regular Session

HB20

AN ACT relating to coverage for reproductive health care.

Create a new section of Subtitle 17A of KRS Chapter 304 to require health benefit plans to provide coverage for in vitro fertilization, intrauterine insemination, and any other assisted reproductive technology; establish minimum requirements for the coverage; suspend the coverage requirement's application to qualified health plans if the state would be required to make cost defrayal payments; amend KRS 304.17A-099 to conform; amend KRS 164.2871 and 18A.225 to require self-insured employer plans provided by the…

Education, Higher Effective Dates, Delayed Health and Medical Services Insurance, Health Reproductive Issues State Employees Women Actuarial Analysis Health Benefit Plan Mandate Local Mandate State Employee Health Plan Mandate

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This bill would require health insurance plans in Kentucky to cover fertility treatments such as in vitro fertilization (IVF) and intrauterine insemination (IUI), along with other assisted reproductive technologies, starting January 1, 2027. It sets minimum standards for what that coverage must include and extends the requirement to health plans offered to state employees and employees of public universities. A limited exception applies if covering these services on certain marketplace plans would trigger state payments to offset costs. Who it may affect: Kentuckians with health insurance seeking fertility treatments, state government employees, and employees of public colleges and universities.

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