Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · January 15, 2026

To Banking & Insurance (H)

Introduced January 8, 2026

House

Adjourned Sine Die

2026 Regular Session

HB231

AN ACT relating to the reporting of medical debt.

Create a new section of KRS Chapter 367 to define terms; prohibit a health care professional from furnishing medical debt to a consumer reporting agency; require a contract between a health care professional and collection entity to include a provision prohibiting the reporting of medical debt to a consumer reporting agency; provide that medical debt that is reported in violation of the section is void and unenforceable; make a violation of the section an unfair,…

Attorney General Consumer Protection Contracts Health and Medical Services Health Care Professionals Hospitals And Health Facilities Loans, Credit, Interest, And Usury

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This bill would ban health care providers in Kentucky from reporting patients' medical debt to credit reporting agencies. It would also require any contracts between health care providers and debt collection companies to include a prohibition on reporting such debt, and any reported medical debt that violates these rules would be considered void and unenforceable. Violations would be treated as a consumer protection offense, with remedies available to those harmed. Who it may affect: Kentuckians who carry medical debt and health care providers and their debt collection partners.

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