House
Adjourned Sine Die
2025 Regular Session

HB245

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AN ACT relating to coverage for emergency ground ambulance services.

Create a new section of Subtitle 17A of KRS Chapter 304 to require coverage for emergency ground ambulance services; establish minimum allowable reimbursement for out-of-network emergency ground ambulance services; establish requirements for reimbursement of out-of-network ground ambulance providers; prohibit balance billing by out-of-network ground ambulance providers; establish construction clause in the event of conflicts; amend KRS 304.17A-099 to exempt emergency ground ambulance coverage and payment requirements from the cost defrayal payment suspension requirement; amend KRS…

Introduced: February 4, 2025

Last action: February 7, 2025

To Banking & Insurance (H)
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This bill would require health insurance plans in Kentucky to cover emergency ground ambulance services and set minimum reimbursement rates when the ambulance provider is out of network. It also prohibits ambulance providers from billing patients directly for any costs beyond what their insurance pays, a practice known as balance billing. State employee health plans would be subject to the same rules, and the requirements would apply to plans issued or renewed starting January 1, 2026. Who it may affect: Kentuckians with health insurance who need emergency ground ambulance services, including state employees, and ground ambulance providers.

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Legislative History

Feb 4, 2025 · House
Introduced In House
Feb 4, 2025 · House
To Committee On Committees (H)
Feb 7, 2025 · House
To Banking & Insurance (H)

Primary Sponsor

Portrait of Ken Fleming
Ken Fleming

Representative · House District 048

Primary sponsor
Ken.Fleming@kylegislature.gov
BallotpediaOfficial profile

Co-sponsors (1)

Portrait of Wade Williams
Wade Williams

Representative · House District 004

Co-sponsor
wade.williams@kylegislature.gov

Bill Text Versions

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