HB447
Log in to followAN ACT relating to unfair claims settlement practices.
Amend KRS 304.12-230 to establish an unfair claims settlement practice relating to the alteration of an independent adjuster's, staff adjuster's, or public adjuster's report in connection with a homeowner's insurance claim without providing certain documentation to the insured.
Introduced: February 12, 2025
Last action: February 14, 2025
Plain-language summary
This bill would update Kentucky's insurance law to make it an unfair practice for an insurance company to alter a report from an adjuster on a homeowner's insurance claim without giving the policyholder certain documentation explaining the change. It is meant to make the claims process more transparent so homeowners can see if and how their claim assessment was modified. Who it may affect: Kentucky homeowners who file claims on their homeowner's insurance policies.
Open official bill text (PDF)·Report a problem with the summary
Legislative History
Primary Sponsor
Co-sponsors (1)
Bill Text Versions
Something wrong on this page? Tell us