Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · February 14, 2025

To Banking & Insurance (H)

Introduced February 12, 2025

House

Adjourned Sine Die

2025 Regular Session

HB447

AN ACT relating to unfair claims settlement practices.

Amend KRS 304.12-230 to establish an unfair claims settlement practice relating to the alteration of an independent adjuster's, staff adjuster's, or public adjuster's report in connection with a homeowner's insurance claim without providing certain documentation to the insured.

Insurance Property Trade Practices and Retailing

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This bill would update Kentucky's insurance law to make it an unfair practice for an insurance company to alter a report from an adjuster on a homeowner's insurance claim without giving the policyholder certain documentation explaining the change. It is meant to make the claims process more transparent so homeowners can see if and how their claim assessment was modified. Who it may affect: Kentucky homeowners who file claims on their homeowner's insurance policies.

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