HB447
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Create a new section of Subtitle 17A of KRS Chapter 304 to require coverage for emergency ground ambulance services; establish minimum allowable reimbursement for out-of-network emergency ground ambulance services; establish requirements for reimbursement of out-of-network ground ambulance providers; prohibit balance billing by out-of-network ground ambulance providers; establish construction clause in the event of conflicts; amend KRS 18A.225 to require the state employee health plan to comply with emergency ground ambulance coverage and payment requirements; provide that Act applies to health benefit plans issued or renewed on or after January 1, 2027; EFFECTIVE January 1, 2027.
Introduced: January 21, 2026
Last action: January 29, 2026
Plain-language summary
This bill would require health insurance plans in Kentucky to cover emergency ground ambulance services and set minimum payment amounts when the ambulance provider is outside a patient's insurance network. It also prohibits ambulance providers from billing patients directly for amounts beyond what insurance pays, a practice known as balance billing. State employee health plans would also be required to follow these same rules, starting with plans issued or renewed on or after January 1,…
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