Introduced January 21, 2026
HB453
Log in to followAN ACT relating to prescription drugs.
Amend KRS 304.17A-164 to define terms; prohibit insurers and administrators from requiring insureds to pay cost sharing for a prescription drug that is greater than the cash price; require insurers and administrators to count the amount paid for a covered prescription drug towards the insured's cost-sharing if certain requirements are met; establish requirements for insurers, administrators, and pharmacies for submission of cash price paid by an insured; exempt a state employee health plan from counting…
Plain-language summary
This bill sets new rules for how health insurers and pharmacies handle the out-of-pocket costs Kentuckians pay for prescription drugs. It would prevent insurers from charging a patient more than the cash price for a drug, and it would require that money a patient pays toward a prescription count against their deductible or other cost-sharing limits. These rules would apply to most health plans issued or renewed on or after January 1, 2027, including plans…
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Legislative History
Primary Sponsor
Patrick Flannery
Representative · House District 096
Bill Text Versions
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