Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · February 25, 2025

To Economic Development & Workforce Investment (H)

Introduced February 14, 2025

House

Adjourned Sine Die

2025 Regular Session

HB548

AN ACT relating to trade practices.

Create a new section of KRS Chapter 365 to define “prohibited advertisement” and “solicit”; prohibit a person from soliciting residential property owners with a prohibited advertisement, offering value in exchange for inspecting residential property owner's roof, offering value in exchange for making an insurance claim for damage to the residential property owner's roof, and providing an agreement authorizing repairs to a residential property owner's roof pursuant to a property insurance claim without providing a good-faith estimate of itemized and detailed cost of services

Insurance Property Trade Practices and Retailing Advertising Consumer Affairs

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This bill would make it illegal for contractors or other individuals to solicit homeowners using certain prohibited advertisements, offer incentives in exchange for allowing a roof inspection, or pressure homeowners to file insurance claims for roof damage. It also requires anyone asking a homeowner to sign a repair agreement tied to an insurance claim to first provide a detailed, itemized cost estimate. These rules are meant to protect homeowners from deceptive or high-pressure roofing sales tactics. Who it may affect: homeowners, roofing contractors, and property insurance claimants.

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