AN ACT relating to insurance.

Amend KRS 304.39-020, relating to personal injury protection benefits, to modify requirements for certain medical expenses paid by a reparation obligor; amend KRS 304.39-130 to increase the allowable weekly reimbursement for work loss and other loss; amend KRS 304.39-210 to establish requirements for a reparation obligor paying medical expenses and a person submitting and collecting medical expenses; create a new section of KRS Chapter 15 to provide the Attorney General with concurrent jurisdiction in the…

Corrections Impact Local Mandate Consumer Protection Contracts Health and Medical Services Health Care Professionals Hospitals And Health Facilities Insurance, Motor Vehicle Motor Vehicles

In effect since July 15, 2026

Acts from the 2026 Regular Session that don't carry an emergency clause or set their own effective date took effect 90 days after the session adjourned (Ky. Constitution § 55).

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This bill makes several changes to Kentucky's auto insurance rules, specifically around personal injury protection benefits that cover medical costs and lost wages after a car accident. It raises the weekly amount that can be reimbursed for work loss, sets new requirements for how insurers pay medical bills and how providers submit them, and gives the Attorney General new authority to investigate and prosecute insurance fraud. It also requires the state insurance commissioner to publish…

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