House
Enacted
2026 Regular Session

HB627

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AN ACT relating to insurance.

Amend KRS 304.39-020, relating to personal injury protection benefits, to modify requirements for certain medical expenses paid by a reparation obligor; amend KRS 304.39-130 to increase the allowable weekly reimbursement for work loss and other loss; amend KRS 304.39-210 to establish requirements for a reparation obligor paying medical expenses and a person submitting and collecting medical expenses; create a new section of KRS Chapter 15 to provide the Attorney General with concurrent jurisdiction in the…

Corrections ImpactLocal MandateConsumer ProtectionContractsHealth and Medical ServicesHealth Care ProfessionalsHospitals And Health FacilitiesInsurance, Motor VehicleMotor Vehicles

Introduced: February 11, 2026

Last action: April 14, 2026

Became Law Without Governor's Signature (Acts Ch. 149)

In effect since July 15, 2026

Acts from the 2026 Regular Session that don't carry an emergency clause or set their own effective date took effect 90 days after the session adjourned (Ky. Constitution § 55).

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This bill makes several changes to Kentucky's auto insurance rules, specifically around personal injury protection benefits that cover medical costs and lost wages after a car accident. It raises the weekly amount that can be reimbursed for work loss, sets new requirements for how insurers pay medical bills and how providers submit them, and gives the Attorney General new authority to investigate and prosecute insurance fraud. It also requires the state insurance commissioner to publish…

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Bill Text Versions

Enacted — Acts chapter (final law)

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Enrolled (passed both chambers)

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Engrossed (passed one chamber)

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Introduced (original)

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Legislative History

Feb 11, 2026 · House
Introduced In House
Feb 11, 2026 · House
To Committee On Committees (H)
Feb 17, 2026 · House
To Banking & Insurance (H)
Feb 18, 2026 · House
Reported Favorably, 1st Reading, To Calendar With Committee Substitute (1)
Feb 19, 2026 · House
2nd Reading, To Rules (clerical)
Feb 23, 2026 · House
Posted For Passage In The Regular Orders Of The Day For Tuesday, February 24 2026 (clerical)
Feb 24, 2026 · House
3rd Reading, Passed 85-9 With Committee Substitute (1) (clerical)
Feb 25, 2026 · Senate
Received In Senate

Primary Sponsor

Portrait of Josh Bray
Josh Bray

Representative · House District 071

Primary sponsor
Josh.Bray@kylegislature.gov
BallotpediaOfficial profile

Co-sponsors (2)

Portrait of George Brown
George Brown

Representative · House District 077

Co-sponsor
George.Brown@kylegislature.gov
Portrait of Michael Meredith
Michael Meredith

Representative · House District 019

Co-sponsor
Michael.Meredith@kylegislature.gov

Roll calls

February 24, 2026

House: 3rd reading, passed 85-9 with Committee Substitute (1)

Yea: 85
Nay: 9
Absent: 6
LegiScan roll call
March 27, 2026

Senate: Passed 24-8 with Committee Substitute (1)

Yea: 24
Nay: 8
Absent: 6
March 31, 2026

House: Passed 75-14

Yea: 75
Nay: 14
Absent: 11

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