Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · March 4, 2026

To Banking & Insurance (H)

Introduced February 25, 2026

House

Adjourned Sine Die

2026 Regular Session

HB736

AN ACT relating to merchant processing agreements.

Create a new section of KRS Chapter 365 to establish requirements for merchant processing agreements; prohibit credit card processors from assessing or charging a fee, fine, or penalty in certain circumstances; require credit card processors to make certain disclosures and comply with certain contracting requirements; establish penalties and exemptions; provide for construction of section; provide that Act applies to contracts entered on or after the effective date.

Banks and Financial Institutions Commerce Contracts Loans, Credit, Interest, And Usury Sales Small Business Trade Practices and Retailing

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This bill would create new rules in Kentucky law governing the contracts that businesses sign with credit card processing companies. It would ban processors from charging certain fees, fines, or penalties, and require them to make specific disclosures and follow set contracting standards. The rules would apply to new contracts signed after the law takes effect. Who it may affect: businesses and merchants, particularly small business owners, that accept credit card payments.

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