HB740
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Create a new section of Subtitle 17A of KRS Chapter 304 to require health benefit plans to provide coverage for prosthetic devices and orthotic devices when medically necessary for certain purposes; establish minimum requirements for the required coverage; prohibit any limitation or requirements with respect to out-of-network coverage unless the limitation or requirement is not more restrictive than the restrictions or requirements applicable to out-of-network coverage for medical or surgical benefits; require the commissioner of…
Introduced: February 25, 2026
Last action: March 4, 2026
Plain-language summary
This bill would require health insurance plans in Kentucky to cover prosthetic and orthotic devices when a doctor determines they are medically necessary. It sets minimum standards for that coverage and limits how insurers can restrict access to out-of-network providers for these devices. The requirement would apply to most health plans, including plans for state employees and employees of public universities, starting January 1, 2027. Who it may affect: Kentuckians who use prosthetic or orthotic devices, state government employees, and employees of public colleges and universities.
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