AN ACT relating to use of a credit card or debit card.

Repeal, reenact as a new section of KRS Chapter 365, and amend KRS 369.135 to define "credit card" and "debit card"; expand section, relating to the use of a digital asset as a method of payment, to apply to credit cards and debit cards.

Introduced: February 25, 2026

Last action: March 4, 2026

To Banking & Insurance (H)

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This bill updates Kentucky law to define what counts as a credit card and a debit card, and expands existing rules about payment methods to include credit and debit cards alongside digital assets. It would place credit and debit card transactions under the same section of state law that currently governs the use of digital assets as payment. Who it may affect: Kentuckians who use credit or debit cards for purchases, and businesses that accept card payments.

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