Introduced

Passed House

Passed Senate

Became law

Adjourned sine die. The bill was pending when the session ended, so it did not pass.

Last action · January 14, 2026

To Banking & Insurance (H)

Introduced January 7, 2026

House

Adjourned Sine Die

2026 Regular Session

HB91

AN ACT relating to health insurance coverage by out-of-state insurers.

Amend KRS 304.11-020 to exempt foreign insurers from compliance with the insurance code and insurance-specific taxes, assessments, surcharges, fees, and other charges imposed by the state or a local government for an individual or group health insurance policy, certificate, plan, or contract issued or delivered in this state if certain conditions are met; amend KRS 91A.080; create a new section of KRS Chapter 136 to conform.

Local Mandate Fees Insurance, Health Licensing Local Government Taxation

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This bill would allow out-of-state insurance companies to sell health insurance plans in Kentucky without having to follow certain state insurance rules or pay some state and local taxes, fees, and charges, as long as specific conditions are met. The change is intended to give insurers from other states more flexibility to offer coverage here. Whether this would affect the cost or availability of health plans for Kentuckians depends on conditions not detailed in the bill description. Who it may affect: Kentuckians who purchase individual or group health insurance plans, and insurance companies operating in Kentucky.

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