AN ACT relating to insurance disclosures to dog bite and dog attack victims.

Create a new section of KRS Chapter 258 to require insurance disclosures by dog owners, other persons, and insurers to persons alleging entitlement to damages resulting from a dog bite or dog attack; establish procedures for requesting additional information and amending disclosures; provide that disclosures shall not be construed as a waiver of certain rights or acceptance of liability; create a new section of Subtitle 12 of KRS Chapter 304 to require insurers and other persons subject to regulation under the Insurance Code to comply with insurance disclosure requirements.

Introduced: February 18, 2025

Last action: February 20, 2025

To Banking & Insurance (S)

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This bill would require dog owners and their insurance companies to disclose insurance information to people who claim they were harmed by a dog bite or attack. It sets up a process for requesting additional details and updating those disclosures, while clarifying that sharing this information does not mean the owner is admitting fault or giving up any legal rights. This could make it easier for bite and attack victims to find out what insurance coverage may be available to them. Who it may affect: people injured in dog bites or attacks, dog owners, and insurance companies operating in Kentucky.

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